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At Legacy Financial Advisors, we have a true passion for helping individuals and families reach financial wellness. Our clients include retirees, professionals, and business owners who need expert guidance as they go through the inevitable financial transitions throughout their lives. 

Your Partner in Wealth ... For Generations

"Your Vision, Our Expertise: Your Peace of Mind"®

It is our deep commitment to listen and gain all perspectives in order to understand you, your family, and your goals. It is with compassionate care and extensive intellectual capital that our multi-generational team is here to serve you and your family for generations.

Our Multi-Generational Team is Here to Serve You for Generations

Tom Menzel, CFP® Photo

Tom Menzel, CFP®

President/Principal Owner
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Tom began his financial advisor career in 1981. Tom has focused on helping people break down barriers and move past fear, listening to where they’ve been and where they want to go, asking the questions they didn’t know they should ask, simplifying details, and helping them transition through life’s twists and turns. Working with people of all ages, individuals, couples, and families with generational plans, he helps them plan for retirement, establish estate plans and tie their investments together to support their life dreams and transitions.

Tom began his college education focused on a career as a Medical Technologist or Physical Therapist, then changed his major to accounting and served on his college business fraternity’s investment board. He has always had an interest in learning how to make money and invest wisely. The more he read and learned how people built and were destroyed by wealth, the more he wanted to know and understand why people make their financial choices. From this came his desire to help people make better decisions. He earned his BA in Finance/Marketing from the University of Wisconsin, Eau Claire.

He began his career in the banking industry, working on the brokerage side, consulting, and advising customers. When a friend related his experience with a financial advisor to set up a long-range plan for his family, Tom was intrigued and made an appointment to learn more. He earned his Certified Financial Planning designation from the College of Financial Planning in Denver and joined IDS (now Ameriprise) as a financial advisor in 1981.

Tom has previously served as president of the International Association for Financial Planning/Minnesota, co-chair of the DeLaSalle High School Business Development Committee, and Christ The King Catholic Church finance committee member. He has been featured in Minneapolis St. Paul Magazine, Minneapolis Star Tribune, Planning Matters, Financial Planning, Minnesota Business Monthly, and the Wall Street Journal Weekend Report. Tom has been named a Five Star Wealth Manager for six consecutive years.

Tom and his wife Kerry have two young adult children. The couple enjoy giving back to their community, and spend time commuting to southern Wisconsin to visit with and assist their aging parents as they transition. Tom enjoys volunteering at his church and singing in the choir. He also enjoys sports, golf, hiking, biking and walking.

Laura Biermann, CFP® Photo

Laura Biermann, CFP®

Vice-President/Principal Owner
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Laura began looking into financial planning as a way to succeed with her own financial plan and to secure her family’s future. Learning about the variety of financial decision people face and the uniqueness of each situation, she found both interesting and engaging.

She has been with Legacy for more than a decade working in client service and operations management. Today, she is a Financial Advisor, providing clarity and guidance to clients as they navigate their own financial decisions, working to help them understand where they are now, their goals for the future, and the best course of action.

Laura graduated from Minnesota State University, Mankato with a degree in Marketing and Finance and received her CFP designation in 2014. She is a member of the Financial Planners Association of Minnesota and is serving on the 2018-2020 board. 

Laura and her husband have two young children, enjoy traveling, hiking and spending time at family cabins in the summer.

Paula Hartos Photo

Paula Hartos

Executive Client Service Manager
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Paula began her career in the financial services industry in 1992. She finds the variety of tasks and responsibilities interesting and she appreciates the trust and confidence clients place in the firm.

In her daily functions, she assists clients with all aspects of their accounts, maintains reporting software data, manages and supports advisors and trains administrative staff to ensure a high level of customer service.

Paula earned her BA at the College of St. Catherine.

When she is not at work, Paula enjoys reading, needle work and crafts, spending time with family and friends, and enjoying nature, especially Minnesota State parks.

Stacy Hayden Photo

Stacy Hayden

Client Service Representative
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Stacy comes from an education background but found that the financial services industry paralleled her passion for working with and serving others. She continues to be enriched by the tremendous co-workers and clients she is privileged to work with.

Working in the background, she prepares and processes documents to facilitate client transactions and supports advisors, helping them prepare for client meetings.

Stacy received her degree in Education from St. Cloud State University. Prior to starting with Legacy in 2017, she had worked in the financial services industry for 11 years.

Incorporating her passion for crafting and woodworking, Stacy enjoys taking on home improvement projects and loves to indulge in a good book. She and her husband enjoy travel and camping with their two children.

Rachel Julius Photo

Rachel Julius

Receptionist/Client Service Associate
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Rachel has always had a passion for helping people and for working with numbers. Searching for a next stage in her career she focused on identifying a small, family-feel business, one that truly cared about clients and was extremely ethical, and found Legacy Financial Advisors.

Rachel is often the first voice and face to greet people when they call or visit the office. She supports Paula and Stacy with operational tasks and helps clients schedule meetings with Tom and Laura.

Graduating with a degree in Biology from NDSU, Rachel went on to work as a branch manager and vice president for TCF bank for more than eight years where she earned her insurance and Series 6 and 63 licenses. She then went on to be a branch manager and VP for US Bank before transitioning to be a legal assistant for Julius Law Office.

When she is not running kids to lessons and sports, Rachel enjoys working on landscaping and in her garden. She is also getting back into horses and is searching for a dressage partner for herself and a first horse for her daughter.

At Legacy Financial Advisors, we’ve created a culture and atmosphere that eliminates any potential negative feelings you have about money. When you step foot into our office, we want you to immediately feel a sense of confidence because the minute you walk through our doors, you’ve already started the process for more efficiently reaching your goals.

As Your Life Changes 

We Are Here to Help 

Navigate the Transitions

Comprehensive Wealth Management Services

Legacy Financial Advisors is a wealth management firm specializing in navigating life transitions. From retirement planning to managing an estate after the passing of a loved one, we are here with compassionate care and sophisticated financial services.

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